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Ford Financing

Buying a new car is a big investment, whether it’s your first or your tenth vehicle. Paying out thousands of pounds in one go is often beyond the means of many, meaning that having the opportunity to take advantage of competitive vehicle financing is key. At Gates Ford in Essex, Hertfordshire and Middlesex, we’re pleased to be able to offer a number of financing options for your next new or used Ford.

​Ford Acquire

Ford Acquire enables you to pay a deposit followed by fixed monthly payments over a term of your choosing - ranging from 24 to 60 months in duration. A traditional hire purchase plan, Ford Acquire gives you the opportunity to own your car outright at the end of the agreement.

Ford Options

The Ford Options scheme is not dissimilar to that of Ford Acquire in that you pay a deposit and fixed monthly payments over a set term. However, this package provides the option of making a final payment which allows you to secure ownership of your vehicle. This optional final payment is the anticipated future value of your vehicle and is agreed at the beginning of your contract.

Ford Focus Side Exterior
Ford TIO MVX Exterior

Ford Options Cashplan

An alternative version of Ford Options, the Cashplan scheme enables you to put down a large cash deposit without being tied to monthly payments. At the end of the agreement the optional final payment - as agreed in advance - can be paid to take ownership of the vehicle. Alternatively, you can return the model and walk away, or take out a new deal with Gates Ford.

Ford Personal Lease

A leasing agreement means you pay an advance rental followed by fixed monthly rental payments. At the end of the agreement, the car is returned. Such a scheme also includes Road Fund Licence, UK and European breakdown cover, and more.

To learn more about any of the purchasing options available, contact the team at Gates Ford today.

Ford Exterior
Important information

Ford Options and Ford Options Cashplan Wear and Tear policy:

When returning the vehicle, the car's condition is assessed in accordance with our wear and tear guidelines. We can provide you with full details once your agreement is up and running.

Ford Personal Lease Fair Wear and Tear policy:
Our policy is supported by the British Vehicle Rental and Leasing Association to describe the condition of a vehicle, which is considered acceptable and appropriate given its age and mileage at the end of the agreement. Ford Lease will only charge for damaged or missing items in excess of this 'fair wear and tear' policy. You can download a copy of these guidelines by visiting www.ford.co.uk.

Your protection:
Ford Credit is a member of the Finance and Leasing Association (FLA) and adheres to their Lending Code. The code sets out key commitments and principles that we believe are fundamental in providing excellent customer care. As well as setting out industry guidelines, the FLA offers a Conciliation and Independent Arbitration Scheme for complaints less than eight weeks old. For more information please feel free to ask our Customer Service team or contact the FLA direct on 0207 836 6511. If your complaint is still not closed to your satisfaction after a period of eight weeks, you have the legal right to escalate the complaint to the Financial Ombudsman Service (FOS) by calling 0845 080 1800.


Ford Credit:
Finance subject to status. Guarantees may be required. Freepost Ford Credit.

Ford Personal Lease:

Ford Personal Lease is provided by ALD Automotive Limited, trading as Ford Lease, Oakwood Park, Lodge Causeway, Fishponds, Bristol, BS16 3JA. ALD Automotive
is registered in England No. 987418. For the purposes of the Data Protection Act 1998 the data controllers in relation to any information you supply are Ford Motor Company Limited, FCE Bank Plc and ALD Automotive. Finance subject to status, Guarantees and indemnities may be required. ALD Automotive is authorised and regulated by the Financial Conduct Authority.

Treating Customers Fairly:
Treating Customers Fairly is a core principle at Ford Credit and Ford Lease. This forms a cornerstone of how we do business with all our customers and is embedded in our company culture. If, at any time, you believe that we have failed to live up to this principle please contact us.
Ford Credit: 0845 712 5490
Ford Lease: 0844 600 1405

Ford Credit is a trading style of FCE Bank Plc. which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under firm reference number 204469. PVF034