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Set up in 1978, the Motability Scheme enables motorists with a disability to exchange their government-funded mobility allowance to lease a brand new car, scooter or powered wheelchair. To date, the initiative has helped over 3 million people remain mobile, ensuing they don’t have to compromise when it comes to their independence.

With Ford Motability, you have the choice of a wide range of Ford models, each of which can be adapted to suit your needs. Many adaptations are free of charge, and can assist with your model’s drivability, accessibility and stowage arrangements.

Taking the form of a Contract Hire agreement, the Motability lease entitles you to a new car every three years, and covers not only the car itself but a range of other elements such as insurance, aftersales care and road tax.

Our Ford Motability car range here at Gates Ford offers you exceptional choice, encompassing a wide range of vehicles. Many of these are available with Nil Advance Payment, meaning there’s no upfront cost payable before you can collect your vehicle.


In order to join the scheme, you must receive one of the following disability benefits and have at least 12 months award length remaining:

Higher Rate Mobility Component of Disability Living Allowance (HRMC DLA) at £62.25 per week as of April 6, 2020
Enhanced Rate Mobility Component of Personal Independence Payment (ERMC PIP) at £62.25 per week as of April 6, 2020
War Pensioners’ Mobility Supplement (WPMS) at £69.50 per week as of April 6, 2020
Armed Forces Independence Payment (AFIP) at £62.25 per week as of April 6, 2020

If you are still unsure as to whether you are eligible, please contact one of our fully-trained, friendly Motability Specialists who will be delighted to help you further. For full details on Motability Eligibility, click here. Alternatively, why not use the Eligibility Checker tool.


Not only will you have the freedom provided by a brand new car, but you will also enjoy worry free motoring, guaranteed. You can expect the following benefits once you've joined the scheme:

  • Insurance
  • Servicing & Maintenance
  • Full RAC breakdown assistance
  • Annual car tax
  • Replacement tyres
  • Window/windscreen repair or replacement
  • 60,000 mileage allowance over 3 years
  • Many adaptations at no extra cost
  • A wide range of Wheelchair Accessible Vehicles (WAVs)
  • A large selection of brand new cars available to choose from suiting all requirements and budgets

For more details on the benefits of the Motability Scheme, click here.

Although almost everything is included, please note you will be responsible for paying the following:

  • Fuel and consumables; such as screen wash
  • Optional extras not fitted as standard; ensure that you check the vehicle specification with your chosen Gates dealership
  • Adaptations; some need an additional payment
  • Insurance claims; an insurance excess will apply on any claim for loss or damage. This excess amount varies depending on the age and experience of the driver (full details can be obtained on application).
  • Fines; any parking or speeding fines are your responsibility
  • Theft of, or damage to, personal belongings; these include wheelchairs, coats or mobile phones (full details can be obtained on application).


Once you have decided that the scheme is for you, it really couldn't be simpler. At Gates Ford, we have a large selection of brand new, award-winning Ford vehicles for you to choose from. Many of these vehicles are available with little or no advance payment.


Need help choosing which Ford vehicle is right for you? Try the checklist.


Our team of friendly, fully-trained Motability Specialists will be happy to discuss your needs, book you in for a test drive and help you with your application. Please get in touch with us in person, by phone or via the online enquiry form.



There are generally three different categories of adaptations available.

Driving adaptations: These help to improve your driving experience by providing assistance with speed control, steering and signalling for example. They can vary from simple attachments to replacing existing controls.

Stowage adaptations: These allow you to store and transport your scooter or wheelchair with the assistance of stowage systems such as a boot hoist, operated by the simple touch of a button.

Access adaptations: These help you to get in and out of the car and can include features such as swivel seats, transfer plates and electric person hoists.

The following guide provides comprehensive information about vehicle adaptations. Download here.

At Gates Ford, we understand that our customers have their own individual requirements- that's where our fully trained Motability Specialists come in. Depending on your needs, they will be able to offer advice on the Ford vehicles that are most suitable for you and the associated adaptations available on that vehicle.

For more details on adaptations and conversions, click here.

Ford Front Seat
Ford Motability Steering Wheel
Ford Motability Boot


Personal Independence Payment (PIP) is a benefit that helps with the extra costs of a long-term health condition or disability for people aged 16 to State Pension age. PIP is a non-means tested benefit and is not affected by earnings, other income or savings.

As part of its welfare reform programme, the Government is replacing Disability Living Allowance with Personal Independence Payment (PIP).

The Government began replacing DLA with PIP in April 2013 in Great Britain and on 20 June 2016 in Northern Ireland. The DWP (or Department for Communities in Northern Ireland) are writing to affected DLA recipients informing them that they will need to apply for PIP. The DWP continue to make payments until a decision on the PIP claim has been made. The most important thing you can do at this stage is ensure that the DWP (Department for Communities in Northern Ireland) has your correct contact details. You don't need to do anything else until the department writes to you, however, once they have contacted you, make sure you respond within their given timescales.

When the DWP do invite you to apply for PIP, there could be one of two outcomes:

  • You are awarded the Enhanced Rate of the Mobility Component of PIP. With this outcome, there will be no change and you can continue to lease your vehicle as normal.
  • You are not awarded the Enhanced Rate of the Mobility Component of PIP. Motability cars can only be supplied to recipients of the relevant mobility allowances and you will be contacted with regards to the return of your vehicle and for support through this transition.

In the unfortunate event that the Enhanced Rate of the Mobility Component of PIP is not awarded, there is a package of financial support available from Motability to selected customers, as long as you return the car to the dealership in good condition and by the agreed date. This has been carefully designed to support Motability customers through the initial phase of PIP implementation but will be subject to further review.

The type of support offered is summarised below, terms and conditions apply:

  • Up to £2,000 financial support dependent if you joined the scheme before the end of 2013
  • No further lease payments
  • Advance Payment refunded on a pro-rata basis
  • Where relevant, financial support to fit the same adaptations to a non-Scheme vehicle
  • Guidance on buying a used car, information on insurance, maintenance and other mobility solutions
  • Full claims history letter and details for Autonet Mobility, who are able to provide insurance quotes for former Motability customers
  • A fair market price for your car in case you choose to buy it.

If you would like to find out more information on the Personal Independence Payment (PIP) and the Motability Scheme, please visit http://www.motability.co.uk/pip

Please note: The above is provided for information purposes only. The process of application for PIP is carried out through the Department for Work and Pensions. In the event that a vehicle should be returned, the process and financial support is managed by Motability Operations Ltd. Any decisions made are not influenced in any way by Frank G.Gates Ltd.